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New Jersey Public Adjusters

Has your insurance claim been denied? Do you think you are getting less than you deserve on your settlement?

At US Public Adjusters, we are here to help local businesses and homeowners who need help with their property damage claims. While we would like to believe that insurance companies are watching out for us, you are just one of the thousands of insurance claims they are handling. In the eyes of your insurance company, you are just a number, so they don’t have your best interest at heart, we do.

Working with a public adjuster through US Public Adjusters means you are working with a professional who fights and advocates for you. Keep in mind, your insurance company has adjusters working on your claim, but they are working for the insurance company and not you. Our public adjusters, on the other hand, work for you and only you.

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Public Adjuster FAQ

What is a public adjuster?

A public adjuster or loss adjuster handles insurance claims and advocates for the policyholder during the process of appraising and negotiating a claim and settlement. Public adjusters prepare cost estimates and interpret insurance policies to determine covered and uncovered items and to negotiate with the carrier to a fair settlement for the property owner.

Can I use my attorney?

Unlike your attorney, a public adjuster specializes in property damage matters. The expertise of a public adjuster focuses specifically on technical matters involving building damage assessment, building code, and extensive knowledge of property insurance policy language. An attorney, on the other hand, focuses on legal statute and procedural matters that are not relevant to the claims process unless the claim is escalated.

How Much Do You Charge for Your Services?

We don’t charge for our services until you receive your settlement, at which point we would receive % of the final settlement of the loss.

My claim was denied, am I entitled to a second opinion?

Yes, our consultation is free and without obligation. We specialized in denied/underpaid claims. Please feel free to call us and set-up an appointment to discuss your claim.

We represent home and business property owners and are retained as expert witness in a variety of property loss claims, including: